Terms and Conditions

Please have the awareness that in order to deliver the top quality service at the extremely affordable rates that we offer, these terms and conditions are set up to provide for clarity and integrity and without harm to anyone, including Lori and efilsgod.

These terms and conditions have been set up in advance to provide the most clear, upfront policy for all purchasers, customers and users of this website and the information and home study content contained here in, as well as the coaching and mentorship with Lori.

Please also know that by agreeing to our terms and conditions, you are agreeing to our posted refund policy, which is also included in these terms and conditions.

Early bird and/or special discount offers cannot be combined with any other special offers, discounts or coupons. Advanced discounted tuition rates and electronically downloaded classes and products are non refundable. Class tuition is transferable to other classes and workshops. Extra gift product items are directly downloaded to your computer and class information will be sent automatically.

I agree: This is downloadable digital content. Once I submit the payment button, these digitally downloadable products are non refundable because it is impossible to return them.

I also agree in the case of live events that I understand the time, energy and money it costs for Lori and efilsgod to process my order and organize the retreats and live events, and therefore, in the case of cancellation on my part, I will utilize travel insurance for any personal refunds due to no fault on the part of the organizer, Lori Spagna and/or efilsgod.

I agree that live events are therefore non refundable.

I agree that the once submitted, this payment is final.

I further agree that no part of this information may be copied or reused; all information contained herein is proprietary and protected under US copyright law. I agree.

I further agree to the efilsgod, Inc. published refund policy which clearly includes the following:

Memberships

Efilsgod, Inc offers my services for a in an annual membership for a fee. The membership fee is for the length of time of the membership program. When you purchase a membership program, you agree that you will be charged the applicable fee at the beginning of your membership period. If you choose a multi payment method, you agree that you will be charged and on each renewal date thereafter until the full payment for the membership is completed.

You are committed and obligated for the full membership payment, even if you are paying over time (in multiple payments).  Your payments will complete when the membership is paid for in full.

You will have an option to renew the membership ~ but it will not renew automatically.

Payment Method

Payments will be charged to the payment method you provided at the time of purchase at the payment page (after entering your payment method details). You authorize us (or our third-party payment processor) to automatically charge the applicable membership fees on each renewal date to the payment method that you provided until you cancel your subscription.

You authorize efilsgod, Inc. to supply your payment details to a third-party payment provider for processing your payments. Your credit/debit card provider may charge you currency conversion fees and other charges for processing your payments.

No Refunds

Membership fees are non-refundable. If you cancel your membership or your payments in the middle of the membership period you will not receive a refund of any portion of the membership fee paid. You are required for full payment of a membership, even if the payment is extending over a period of time.

In any case, we have a right to refuse providing you any kind of refund if you have violated any provisions of the Terms indicated herein.

Credit Requests

Efilsgod, Inc. is not required to provide credits for unused services or change of mind. However, in the interest of fair energy exchange, we always do our best to honor all parties involved in the best ways possible.

IF for any reason a credit is issued toward another program, there will be a $50 per admin hour processing fee for our administrative time and energy and so we can properly pay our administrative support team for handling such requests.

Credit Card Declines

Please also know that if for any reason your credit card or pay pal payment is declined due to insufficient funds or any other reason, we still get charged fees from those companies, equal to roughly 3% to 5%; we will pass those fees on to you in addition to any applicable admin fees, so that we can continue to stay in business and not suffer the penalties associated with declined payments, etc. This also further motivates and inspires you to stay in your integrity with your own money and budgeting.

By using this website I affirm that I have read and agree to efils god’s terms and conditions and the following statement as well as the posted refund policy linked herein:

I authorize efils god to charge me for the order total. I further affirm that the name and personal information provided on this form are true and correct. I further declare that I have read, understand and accept efils god’s business terms as published on their website. By pressing the Order button on the checkout page I agree to pay efils god.